RD- an actual child support client
"My case was handled quickly and with ease."
01/10/2014
RD- an actual child support client
"My case was handled quickly and with ease."
01/10/2014
“Prospective clients may not obtain the same or similar results.”
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Dealing with Hurricane Damage Claims

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Dealing with Hurricane Damage Claims

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Hurricane season is upon us. In fact, at this moment Hurricane Isaac is bearing down on Florida. The personal injury attorneys of the Law Office of Alba & Yochim P.A. can help you if you have been injured or your property has been damaged due to a hurricane.

We have put together some basic tips to remember if you have suffered injuries or damages to property as a result of a hurricane:

1. First, take photos of the damage to your property. If you don’t have pictures as proof, damages may not be covered.

2. Contact your insurance agent to start the claims process. Your agent will schedule an insurance adjuster to come evaluate your damage.

3. You should try to prevent further damage – securing property, temporarily boarding windows and roof, drying out carpets and personal property, and so on. If further damage results after the hurricane, it may not be covered. However, do not begin any permanent repairs or dispose of any damaged property until an adjuster has been able to see the damage.

4. Keep all receipts for emergency repairs and items that might qualify as additional living expenses receipts, such as invoices or bills, including bills for hotel, food, cleaning, water, ice, and rental charges for another location if your home is uninhabitable.

5. Keep any correspondence, such as letters and emails, between you and the insurance company, your agent or any adjusters. Also, after filing a claim, keep a record of all your contacts with the insurance company, including date, time and a description of the conversation.

6. Make a list of all damaged property, including a description, age, original cost, place of purchase, and estimated replacement cost. If you have any receipts or canceled checks for the items, include them with the list.

7. Secure repair estimates (at least two) and engineer reports for the adjuster to review from trusted companies.

8. Review carefully the insurance policy on your home that was in effect during the hurricane.

9. Unhappy with what the insurer offers? Complain to higher ups at the insurance company, using your records to document your case or hire an attorney.

Ultimately, the best way to protect your interests if you have been injured or your property has been damaged as a result of a hurricane is to hire an attorney. The attorneys at the Law Office of Alba & Yochim P.A. are experienced in challenging insurance companies who fail to live up to their promises.

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call Dealing with Hurricane Damage Claims(352) 327-3643

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